This article first appeared on GuruFocus. Tesla (TSLA, Financials) Chief Executive Elon Musk is ready to roll out X Money, a payments and banking service on the X platform, as part of his vision for a everything app.The system is intended to include peer-to-peer transfers, a debit card and savings capabilities, with early users testing tools to conduct routine financial activities within the app.The move is part of Musk's bigger vision for X to become more than a social media site, expanding into commerce and financial services, akin to multi-use platforms in Asia. It might create new revenue streams and boost user engagement.But the rollout faces regulatory hurdles.